Distributed Core Banking System Sm@rtEnsemble - Core Application Product Family

Product Description

With a holistic perspective of the entire bank, Sm@rtEnsemble, following a customer-centric approach, based on financial services and products, targeted at digital operation and management, required to be adaptive to the rapid development and changes of future business and market, adopts advanced design concepts such as standardization, componentization, and parameterization to build a future-oriented banking business processing system. The solution ranked No.1 in the market for 11 consecutive years (based on IDC data).

Product Features

• Fully independent intellectual property rights, adopting distributed technology architecture, with microservices-based application

• Integration with the concept of middle office, constructing service capability centers such as client center, pricing center, product center and accounting center to realize the sharing of service functions

• Fully meeting the requirements of financial IT application innovation, independent of foreign software and hardware environments

Product value

• Supporting billion-scale account processing and daily trading volume, with the average transaction response time of less than 100 milliseconds

Use Cases